Calculate your take-home pay in The Old Dominion. Virginia income tax rate: 5.75%.
Virginia has four tax brackets ranging from 2% to 5.75%. The top rate applies to taxable income over $17,000, meaning most workers pay 5.75% on the bulk of their income. The standard deduction is $8,500 for single filers, with an additional $930 personal exemption.
| Item | Per Paycheck | Monthly | Annual |
|---|---|---|---|
| Gross Pay | - | - | - |
| Federal Income Tax | - | - | - |
| Virginia State Tax | $0 | $0 | $0 |
| Social Security | - | - | - |
| Medicare | - | - | - |
| 401(k) + Pre-Tax | - | - | - |
| Take-Home Pay | - | - | - |
Virginia has a progressive income tax with a top rate of 5.75%. This calculator estimates your take-home pay after federal income tax, state income tax, Social Security, Medicare, and any pre-tax deductions like 401(k) contributions. Enter your salary or hourly wage above to see a detailed breakdown of your paycheck.
Virginia has four brackets: 2%, 3%, 5%, and 5.75%. The top rate applies to income above $17,000, a very low threshold that means most working Virginians pay the top rate. The standard deduction is $8,000 for single filers and $16,000 for married filing jointly. Virginia does not have local income taxes (though it has local personal property taxes on vehicles). The state exempts Social Security benefits from taxation.
Regardless of state taxes, all Virginia workers pay federal income tax using the 2026 brackets: 10% on the first $11,925 of taxable income (single), 12% up to $48,475, 22% up to $103,350, 24% up to $197,300, 32% up to $250,525, 35% up to $626,350, and 37% on income above that. The standard deduction is $15,000 for single filers and $30,000 for married filing jointly in 2026.
All workers in Virginia pay Social Security tax at 6.2% on wages up to $176,100 (2026) and Medicare tax at 1.45% on all wages. An additional 0.9% Medicare surtax applies to wages over $200,000 for single filers. These federal payroll taxes apply uniformly regardless of which state you live in.
Pre-tax deductions reduce your taxable income for both federal and state purposes. Contributing to a 401(k) (up to $24,500 in 2026, plus $8,000 catch-up if 50+) lowers both your federal and VA state tax bill. Health Savings Account (HSA) contributions ($4,300 individual, $8,550 family in 2026) are also pre-tax. Review your W-4 withholding: if you receive a large refund each year, you may be overwithholding, which means less money in each paycheck. The Tax Bracket Calculator shows your federal marginal and effective rates.
Virginia uses a progressive income tax with four brackets: 2% on the first $3,000, 3% on $3,001 to $5,000, 5% on $5,001 to $17,000, and 5.75% on all taxable income above $17,000. The top rate of 5.75% kicks in relatively quickly, meaning most working Virginians pay close to the top marginal rate on the majority of their income. Virginia's standard deduction is $8,000 for single filers and $16,000 for married filing jointly. Personal exemptions are $930 per filer and dependent.
Your Virginia paycheck is reduced by federal income tax (10-37%), Social Security (6.2% on the first $176,100 in 2026), Medicare (1.45%, plus 0.9% surtax over $200,000), and Virginia state income tax (2-5.75%). Virginia does not have local income taxes in most jurisdictions, though some Northern Virginia localities have additional payroll taxes. Pre-tax deductions like 401(k) contributions, health insurance, and HSA contributions reduce your taxable income before all these taxes apply. Enter your gross pay, filing status, and deductions above for your exact take-home breakdown. The Best States for Take-Home Pay guide ranks all 50 states by net pay.