Last updated: April 2, 2026
By accessing and using MayoCalc (mayocalc.com), operated by Cook Media Systems ("we," "us," or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must immediately stop using the Site. Your continued use of the Site constitutes your ongoing acceptance of these Terms as they may be updated from time to time.
MayoCalc provides free online calculators and informational tools for finance, health, mathematics, and everyday use ("the Service"). All calculations are performed locally in your web browser. The Service is provided on an "as is" and "as available" basis. We make reasonable efforts to ensure accuracy but do not warrant that all results are complete, current, or free from error.
The health-related tools on this Site, including but not limited to the CT Calcium Score Calculator, MESA 10-Year CHD Risk Calculator, DXA T-Score Interpreter, Lab Results Interpreter, Blood Pressure Checker, eGFR Calculator, BMI Calculator, Calorie Calculator, Body Fat Calculator, Due Date Calculator, and all other health-related calculators and informational content, are for general educational and informational purposes only.
The information provided by these tools does not constitute medical advice, professional diagnosis, or treatment. The tools are not intended to be a substitute for professional medical advice, diagnosis, or treatment from a qualified healthcare provider. Never disregard professional medical advice or delay seeking it because of something you have read or calculated on this Site.
No doctor-patient relationship is created between you and MayoCalc, Cook Media Systems, or any of its operators, employees, or affiliates by your use of this Site. The clinical data referenced in our tools (including but not limited to MESA study data, WHO criteria, AHA/ACC guidelines, and published research) is presented for informational context only and must be interpreted by a qualified medical professional in the context of an individual patient's complete clinical picture.
If you are experiencing a medical emergency, call 911 or your local emergency number immediately. Do not rely on this website for emergency medical guidance.
The financial tools on this Site, including but not limited to the Mortgage Calculator, Retirement Calculator, Paycheck Calculators, Investment Return Calculator, Tax Bracket Calculator, FIRE Calculator, Loan Calculators, Zero-Based Budget Allocator, and all other finance-related calculators and informational content, are for general educational and informational purposes only.
The information provided by these tools does not constitute financial advice, investment advice, tax advice, or legal advice. Results are estimates based on the inputs you provide, standard mathematical formulas, and publicly available data (such as tax brackets and interest rates), which may not reflect current rates, your individual financial situation, applicable state or federal tax laws, or other relevant factors.
No fiduciary relationship, advisor-client relationship, or attorney-client relationship is created by your use of this Site. Always consult a qualified financial advisor, certified public accountant, tax professional, or attorney before making financial, tax, or legal decisions.
You expressly acknowledge and agree that your use of the Site and reliance on any information, results, or content provided by the Site is at your sole risk. You are solely responsible for any decisions or actions you take based on information obtained from this Site. You agree that MayoCalc and Cook Media Systems shall not be held responsible or liable for any consequences, injuries, losses, damages, or costs resulting from your use of or reliance on any information provided by the Site.
You acknowledge that calculators and informational tools may contain errors, inaccuracies, or omissions, and that results should be independently verified before being used as the basis for any decision, particularly decisions related to health, finance, or safety.
While we make every reasonable effort to ensure the accuracy of our calculators and content, results are estimates based on mathematical formulas, published research data, and publicly available information. We do not guarantee the accuracy, completeness, timeliness, or reliability of any results or content. Data sources (including but not limited to MESA study data, IRS tax tables, and published clinical research) may be updated by their respective publishers, and our tools may not immediately reflect such updates.
Actual results, outcomes, and circumstances will vary based on individual factors that these tools cannot account for. No calculator or tool on this Site is a replacement for professional analysis tailored to your specific situation.
YOUR USE OF THE SITE IS WITH FULL KNOWLEDGE THAT YOU WAIVE ANY CLAIM YOU MAY HAVE AGAINST MAYOCALC, COOK MEDIA SYSTEMS, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, AND ASSIGNS FOR RELIANCE ON ANY CONTENT, RESULTS, OR INFORMATION PROVIDED THROUGH THE SITE. YOU EXPRESSLY ASSUME ALL RISK AS TO THE ACCURACY, COMPLETENESS, AND USEFULNESS OF ALL CONTENT PROVIDED.
THE SITE AND ALL CONTENT, TOOLS, CALCULATORS, AND SERVICES PROVIDED THROUGH THE SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OR REPRESENTATIONS OF ANY KIND, EITHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND ACCURACY, ALL OF WHICH MAYOCALC AND COOK MEDIA SYSTEMS DISCLAIM TO THE FULLEST EXTENT PERMITTED BY LAW. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, COMPLETE, ACCURATE, CURRENT, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER MAYOCALC NOR COOK MEDIA SYSTEMS, NOR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, CONTENT PROVIDERS, LICENSORS, SUCCESSORS, OR ASSIGNS, ASSUME ANY LIABILITY OR RESPONSIBILITY FOR DAMAGE OR INJURY (INCLUDING DEATH) TO YOU, OTHER PERSONS, OR PROPERTY ARISING FROM ANY USE OF ANY CONTENT, TOOLS, CALCULATORS, RESULTS, INFORMATION, IDEAS, OR OTHER MATERIAL RECEIVED THROUGH THE SITE, WHETHER SUCH DAMAGE OR INJURY IS CAUSED BY NEGLIGENCE, ERROR, OMISSION, OR OTHERWISE.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MAYOCALC, COOK MEDIA SYSTEMS, OR THEIR SUPPLIERS OR LICENSORS BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES, PERSONAL INJURY, WRONGFUL DEATH, LOSS OF PROFITS, CORRUPTION OR LOSS OF DATA, BUSINESS INTERRUPTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES) ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE SITE OR ITS CONTENT, TOOLS, OR SERVICES, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, PRODUCT LIABILITY, OR OTHERWISE), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF THE SITE EXCEED THE GREATER OF (A) THE AMOUNT YOU HAVE PAID TO US FOR USE OF THE SITE, WHICH IS ZERO DOLLARS ($0.00), OR (B) ONE HUNDRED DOLLARS ($100.00).
No responsibility is assumed for any injury and/or damage to persons or property as a matter of products liability, negligence, or otherwise, or from any use or operation of any ideas, instructions, methods, products, or procedures contained on the Site. Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the fullest extent permitted by applicable law.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST MAYOCALC OR COOK MEDIA SYSTEMS.
You agree to indemnify, defend, and hold harmless MayoCalc, Cook Media Systems, and their respective officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Site; (b) your reliance on any information, results, or content provided by the Site; (c) your violation of these Terms; or (d) your violation of any rights of any third party.
All content on MayoCalc, including but not limited to text, graphics, logos, code, data compilations, calculator designs, and the overall look and feel of the Site, is owned by Cook Media Systems and protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit our content without prior written permission from Cook Media Systems.
The Site may contain links to third-party websites, display third-party advertisements, and reference third-party data sources. We are not responsible for the content, accuracy, privacy practices, or availability of any third-party sites, advertisements, or services. The inclusion of any link or advertisement does not imply our endorsement of the linked site or advertiser. Your interactions with third parties found on or through the Site are solely between you and such third parties.
These Terms shall be governed by and construed in accordance with the laws of the State of Tennessee, United States, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Tennessee, and you consent to the personal jurisdiction of such courts.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permissible, and the remaining provisions of these Terms shall remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and MayoCalc regarding your use of the Site and supersede all prior or contemporaneous communications, agreements, and understandings, whether written or oral.
We reserve the right to modify these Terms at any time at our sole discretion. Changes will be posted on this page with an updated revision date. Your continued use of the Site after any changes constitutes your acceptance of the updated Terms. It is your responsibility to review these Terms periodically.
Questions about these Terms may be directed to [email protected].