Calculate your take-home pay in The Beaver State. Oregon income tax rate: 9.9%.
Oregon has four tax brackets ranging from 4.75% to 9.9%, with the top rate applying above $125,000 for single filers. Oregon has no general sales tax, which partially offsets the high income tax rates. The standard deduction is $2,745 for single filers. Portland and some other cities levy additional local income taxes.
| Item | Per Paycheck | Monthly | Annual |
|---|---|---|---|
| Gross Pay | - | - | - |
| Federal Income Tax | - | - | - |
| Oregon State Tax | $0 | $0 | $0 |
| Social Security | - | - | - |
| Medicare | - | - | - |
| 401(k) + Pre-Tax | - | - | - |
| Take-Home Pay | - | - | - |
Oregon has a progressive income tax with a top rate of 9.9%. This calculator estimates your take-home pay after federal income tax, state income tax, Social Security, Medicare, and any pre-tax deductions like 401(k) contributions. Enter your salary or hourly wage above to see a detailed breakdown of your paycheck.
Oregon has one of the highest income tax rates, with four brackets: 4.75%, 6.75%, 8.75%, and 9.9%. The top rate applies to income above $125,000 for single filers. However, Oregon has no sales tax, which significantly offsets the income tax burden for consumer spending. The state also imposes a local income tax in the Portland metro area (Metro Supportive Housing Services tax of 1% on income above $125,000 for individuals).
Regardless of state taxes, all Oregon workers pay federal income tax using the 2026 brackets: 10% on the first $11,925 of taxable income (single), 12% up to $48,475, 22% up to $103,350, 24% up to $197,300, 32% up to $250,525, 35% up to $626,350, and 37% on income above that. The standard deduction is $15,000 for single filers and $30,000 for married filing jointly in 2026.
All workers in Oregon pay Social Security tax at 6.2% on wages up to $176,100 (2026) and Medicare tax at 1.45% on all wages. An additional 0.9% Medicare surtax applies to wages over $200,000 for single filers. These federal payroll taxes apply uniformly regardless of which state you live in.
Pre-tax deductions reduce your taxable income for both federal and state purposes. Contributing to a 401(k) (up to $24,500 in 2026, plus $8,000 catch-up if 50+) lowers both your federal and OR state tax bill. Health Savings Account (HSA) contributions ($4,300 individual, $8,550 family in 2026) are also pre-tax. Review your W-4 withholding: if you receive a large refund each year, you may be overwithholding, which means less money in each paycheck. The Tax Bracket Calculator shows your federal marginal and effective rates.
Oregon has the highest marginal income tax rate on the West Coast at 9.9%, with no sales tax to offset it. Portland and the Willamette Valley corridor are the economic centers. The lack of sales tax means Oregon residents keep more on everyday purchases, but higher income taxes take a bigger bite from paychecks, especially for earners above $125,000.