Calculate your take-home pay in The Granite State. New Hampshire has no state income tax.
New Hampshire has no income tax on earned wages and salaries. The state repealed its Interest and Dividends Tax effective January 1, 2025, making New Hampshire fully income-tax-free. New Hampshire has no general sales tax either, relying on property taxes and business taxes for revenue.
| Item | Per Paycheck | Monthly | Annual |
|---|---|---|---|
| Gross Pay | - | - | - |
| Federal Income Tax | - | - | - |
| New Hampshire State Tax | $0 | $0 | $0 |
| Social Security | - | - | - |
| Medicare | - | - | - |
| 401(k) + Pre-Tax | - | - | - |
| Take-Home Pay | - | - | - |
New Hampshire has no state income tax on wages and salaries. This calculator estimates your take-home pay after federal income tax, state income tax, Social Security, Medicare, and any pre-tax deductions like 401(k) contributions. Enter your salary or hourly wage above to see a detailed breakdown of your paycheck.
New Hampshire does not tax earned income (wages, salaries). It previously taxed interest and dividend income at 5%, but that tax was phased out completely in 2025, making New Hampshire fully income-tax-free. The state relies heavily on property taxes, which are among the highest in the nation. There is also no general sales tax. For wage earners, New Hampshire offers among the highest take-home pay in the Northeast.
Regardless of state taxes, all New Hampshire workers pay federal income tax using the 2026 brackets: 10% on the first $11,925 of taxable income (single), 12% up to $48,475, 22% up to $103,350, 24% up to $197,300, 32% up to $250,525, 35% up to $626,350, and 37% on income above that. The standard deduction is $15,000 for single filers and $30,000 for married filing jointly in 2026.
All workers in New Hampshire pay Social Security tax at 6.2% on wages up to $176,100 (2026) and Medicare tax at 1.45% on all wages. An additional 0.9% Medicare surtax applies to wages over $200,000 for single filers. These federal payroll taxes apply uniformly regardless of which state you live in.
Pre-tax deductions reduce your taxable income for both federal and state purposes. Contributing to a 401(k) (up to $24,500 in 2026, plus $8,000 catch-up if 50+) lowers both your federal and NH state tax bill. Health Savings Account (HSA) contributions ($4,300 individual, $8,550 family in 2026) are also pre-tax. Review your W-4 withholding: if you receive a large refund each year, you may be overwithholding, which means less money in each paycheck. The Tax Bracket Calculator shows your federal marginal and effective rates.
New Hampshire fully repealed its interest and dividends tax as of January 1, 2025, making it a true no-income-tax state. The Live Free or Die state now taxes no personal income of any kind. The trade-off is property taxes that are among the highest in the nation, averaging about 1.86% of assessed value.
With the repeal of the interest and dividends tax in 2025, New Hampshire now truly taxes zero personal income. The trade-off is property taxes that average $5,700/year on a median-value home. For high earners, the income tax savings far outweigh the property tax premium. For lower earners, the math is closer.